The following quote comes from Elder Joseph B Wirthlin in a talk called “Earthly Debts, Heavenly Debts”
“How can we ever pay the debt that we owe to the Savior? He paid a debt He did not owe, to free us from a debt we cannot pay. Because of Him we will live forever. Because of His infinite atonement, our sins can be swept away allowing us to experience the greatest of all the gifts of God, eternal life. Can such a gift have a price? Can we ever make compensation for such a gift? The Book of Mormon prophet King Benjamin taught if you should tender all the thanks and praise which you whole soul has power to posses and serve with with all your whole souls yet you would be unprofitable servants.”
This hit me very hard. For over a year now, I have been working diligently to clean up my credit from a lot of bad mistakes and defaulted promises on my part in an effort to secure a loan to buy a house. Careful calculations needed to be made and budgets needed to be set in order to make this work. No more unwise choices concerning our finances. No more buying on credit never to pay it back. It was time that I wised up and handled my responsibilities.
The same is said for the debt I owe to my Savior Jesus Christ. I am well aware that He paid my debt to Heavenly Father through the atonement, I personally feel that I am now in debt to Him in the best way possible. I feel that when I am doing what is right and pure, I’m am chipping away at this debt. By becoming a better disciple of Christ I am making sure that Him paying my debt was and is not in vain. I know that I can never payback even a small percentage of what Christ has paid for me, but I do it in an effort to show my appreciation for the blessing He has been in my life.